Sorry…

2 04 2011

I’m sorry I have been gone so long.  People have been asking me where I have been and I’ve been here, I have just been unmotivated.  That is why the fifth item on my reinvent list is follow through.  I did very well for the first few months then I just sort of fell off.  To be honest, at first I took a break because I was thinking about how I could improve this blog.  There are a few things about my blog that I am really unhappy with but in order to change those things, it will require a bigger commitment from me.  When I realized that, I ran.

One thing that I learned though was this, I really like blogging and youtubing.  I came back because I missed it so much!  I had never felt so official before.  I really felt like I was making strides in taking over control of my life.  With that freedom though comes some responsibilities.  I can’t run just because I’m scared, that was why I even started doing this right?  To get out of that habit!

I’ll be honest, in my experience, it’s this coming back part that is the hardest.  So I feel as though I am facing my biggest challenge to date now.  I’m gonna keep trying though because like I said, this is so much fun even if it is work!

So what have I been up to?  I am almost 2.5 months smoke free!  I am so excited about that.  However, I have gained back 26 of the 29 pounds that I lost last year.  I’m really trying not to be to upset about it because I gained it back because I quit smoking.  It isn’t surprising, but it isn’t acceptable either.

So I have been easing back into working out as well.  I’m back on the stairs at work now and I have been doing short Bodyrock.tv type workouts at home again.  I am thinking that I need to start recording them as more motivation as well.  I can’t quit and I will blackmail myself if need be!

Financially, I have been very complacent as well.  I am still contributing to my 403b but that is about it.  I haven’t really been sticking to my budget and I haven’t saved anything more that the $1,000 emergency fund.  But hey, I haven’t touched that and the rent is paid on time.

Not much to brag about but that is where I am at.  I’m back, and I’m doing everything that I can to stay back!!

Advertisements




What oh What Have I Been Up To???

1 02 2011

Like I said yesterday, I have made some big decisions lately.  You see, here’s the deal, I quit smoking for mostly financial reasons.  I wanted to save $2000 and I thought I could use my cigarette money to do that.  However, what I realized was that was very short sighted.  First of all because my health and the health of my daughter should be my first priority for quitting smoking and second because I waste way more money than just $150 a month on smokes.  I realized that in order to achieve my 2011 financial goals, I am going to have to take a broader approach and do more than just cut out lunch money and cigarettes from my budget. Read the rest of this entry »





Where oh Where Have I Been???

31 01 2011

I’ve been here.  I took a break because I really needed to be as stress free as possible during my first smoke free week.  It has obviously been the number one thing on my mind lately, and for good reason I suppose.  I am happy to report that today is my 7th smoke free day!  It’s pretty darn awesome too!  I really am enjoying being a non-smoker.  In just 7 days, I’m already noticing big changes!  My favorite part of my day right now is when I walk into my apartment and don’t smell cigarettes.  I haven’t experienced that since I don’t even know when!

I have also been busy making a pretty big decision.  Well I think it’s a big deal…I am going to try to do Dave Ramsey’s Total Money Makeover.  Tomorrow, I’ll be posting more about that as well as where I am at with my 2011 financial goals.

Don’t forget to head over to my Youtube page to see my video journal about quitting smoking.  I promise there is less complaining than you would think!  Thanks for hanging in there with me!  I’m back!





I’m Quitting Smoking Today!

24 01 2011

Well I think that today is the day.  The day that I quit smoking!  Not sure how I feel about it really.  I was just thinking how I am tired of having to “save” money during my tight times to buy cigarettes.  Then last night I watched this video on YT about the total Money Makeover.

It honestly got me to thinking.  Seriously, if I quit smoking and stopped having lunch at work everyday, I could save $250 a month right there.  Then I started thinking about all the other ways I could add to the pot.  I could make a menu plan and stick to it.  That eliminates two people  going out to eat 3-5 nights a week.  I consider myself a recovering compulsive shopper.  Right now, I am NOT in shopping mode.  I even passed up the WEN sale on QVC this weekend!  LOL  Honestly though that was just because I was saving money for smokes this week…pathetic I know.

So anyway, I am really really nervous and not looking forward at all to the cravings and the mood swings.  I just have to remember that I can’t treat people like crap just because I’m having a nicotene fit!  Anyone who works with me, please feel to remind me of that tomorrow and the next few days in the most loving and caring way you can imagine (insert smile here.)

Now I gotta get into the gym and see what this 38-year old machine called my body can really do!  The nerd in me wishes I could have a full pulmonary function test done now and in 6 months from now to see how I have changed.  I just don’t want to have to pay for them! LOL

So I am reaching out to you all for support!  Please help me hold myself accountable.  I know I can do it, it’s just really hard in the beginning.





Motivation to Save

10 01 2011

I live in the projects y’all!  Well I don’t actually live in the projects but I may as well!  I live in one of the nicest historic buildings in Minneapolis, yet it is filled with the nastiest people!  People leave their garbage in the hallways and they steal your clothes!  I have even seen my neighbors brawling in the hallway to the point that SEVEN cops showed up to clear it all out!  Tonight, I actually had to stand guard at the dryer because someone tried to steal my stuff!  I caught the person and confronted her about it and she lied to my face.  I hate these savage animals I live with called people!  I know that is harsh but it is true.

It didn’t used to be this bad.  When I first moved here, I felt like I was in the lap of luxury.  Everything was clean, quiet and I had great neighbors.  Then things changed last year and it all went to hell.  Just keep saving, just keep saving, just keep saving saving saving (Do you hear Dorie?) That is my mantra until June and then I am SO outta here!  I am determined to be somewhere better than here by then if it kills me!  Sorry for the rant, just needed to vent. Goodnight:)





2011 Financial Goals

7 01 2011

I posted another video today on Youtube.  This time it is about my financial goals for 2011.  Now like I always say, I fully expect that this list of goals will be dynamic.  Perhaps I’ll accomplish some things sooner or later than expected or some new opportunity will pop up.  Who knows?  All I know is that as I expose myself to new atmospheres, I will become privy to new perspectives and ideas.

Read the rest of this entry »





Introducing Finance! Claiming Financial Independence.

1 01 2011

Money
I’ve been thinking about how I  am going to approach this topic.  After all, financial independence is not a topic that I know a whole lot about.  I have to remind myself that I am not talking about what I have done, but what I am going to do.  And as I have said before, I am claiming it so I better get on it. Read the rest of this entry »